- Marriage or legal separation
 - Divorce
 - Address changes
 - Birth, adoption or legal guardianship of a child
 - Remarriage of a former spouse
 - Dependent age 19 to 26 who is no longer a full-time student or who has moved out of your health plan's service area
 - Death of an insured
 - Death of a covered spouse, dependent or beneficiary
 - Beneficiary changes
 
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